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Are you on the verge of retiring? Then you must start thinking about your post-retirement investments. You must look for safe investments that will give you a good annual return.

We are all well aware of the fact that we should save more for our post retirement life. We should never take the risk of not investing at the right time and leading a post-retirement life of debts.

IRA, Individual retirement account, gives you the opportunity to plan your retirement savings combined with quite a few tax benefits. There are two different types of Individual retirement accounts on the basis of the tax deductions for contributions.

One of the most prevalent retirement plans available is the 401(k) plan sponsored by the employer, which allows an employee to segregate his paycheck so that a part goes into his retirement plan.

Online banking, also known as internet banking, is an electronic payment system that enables customers of a bank to conduct a range of financial transactions through the bank’s website. Here is a list of the top online bank accounts:

Particularly this retirement calculator is more efficient than the other ones. You will get all the forecasts of retirement savings needs, adjusting for inflation etc. It also helps you plan a modern retirement with phased income, part-time business income, real estate income, and many other income streams.

Bank accounts are of many types. Here is a list of the basic types of bank accounts: Savings account: These are the accounts which inculcate the habit of savings amongst customers.