As we move towards an increasingly paperless economy, that little plastic card can be a boon in many ways and also a bane in others. Here are a few benefits that credit cards give us in the modern day world where e-commerce rules.

Credit card companies offer users the benefit of making purchases while paying for them later. However, while the offers made by credit card companies might sound very appealing, you must be aware that credit cards have their stated benefits only when used with great care and sensibility.

What is a credit check? A credit check is an inquiry to assess your credit score which is a number that is given to you after assessing your current credit, liabilities, payment history and so on.

A credit check is a thorough assessment of all the credit accounts you possess and whether you have made the necessary repayments on time without defaulting or delaying payment. Banks normally run credit checks, credit card companies and other financial institutions that offer their customers a line of credit to assess their credit worthiness.

Humans have only two sets of teeth in their lifetime – baby teeth and permanent teeth. So, once we get our permanent teeth, it’s essential to take good care of them.

Did you know teeth start to form even before we are born, but they come through only when we are 6-12 months old? And, while baby teeth fall off and permanent teeth takes its place, losing this set of permanent teeth results in a condition called Edentulism or toothlessness.

Are you one of those who hates monthly instalments? Would you rather prefer living in a rented apartment, not wanting to worry about availing home loans, repaying them and maintaining your home?

We understand the adrenaline rush that hits your young blood, as you finalise the first home of yours. The next step is to look for the right home loan for yourself!